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Terms of Service

Last Updated: March 16, 2026

Welcome to SpentAI, an AI-powered transaction tracking tool created by Shamoon Ibrahim Rasheed under SpeeLabs. By using SpentAI, you agree to the following terms.

1. Acceptance of Terms

By accessing or using SpentAI, you agree to comply with these Terms of Service. If you do not agree with these terms, please do not use the application.

2. Description of the Service

SpentAI provides tools that help users organize and track expenses using artificial intelligence.

The service may include:

  • Transaction extraction from SMS messages provided by the user
  • Receipt scanning and data extraction
  • Expense categorization and reporting
  • Financial summaries and dashboards

SpentAI is intended for personal financial organization and informational purposes. SpentAI does not provide financial, investment, tax, or legal advice.

3. User Responsibilities

When using SpentAI, you agree that:

  • You will provide accurate information where required
  • You will not misuse the service or attempt to disrupt its operation
  • You will not upload illegal, harmful, or malicious content
  • You will not attempt to access other users’ data

You are responsible for the data you submit to the platform.

4. Privacy

Your privacy is important. SpentAI follows a privacy-first approach and only processes data you choose to provide. Please review our Privacy Policy for more information about how data is handled.

5. AI Processing Disclaimer

SpentAI uses artificial intelligence to extract and organize transaction data. While the system aims to provide accurate results:

  • AI-generated data may occasionally contain errors
  • Users should verify important financial information before relying on it

SpentAI is not responsible for financial decisions made based on AI-generated results.

6. Availability of Service

SpentAI may evolve over time. Features may be added, modified, or temporarily unavailable. We aim to maintain reliable service but cannot guarantee uninterrupted availability.

7. Intellectual Property

All software, branding, and design elements related to SpentAI remain the property of SpeeLabs and its creator, Shamoon Ibrahim Rasheed. You may not copy, modify, distribute, or reverse engineer the platform without permission.

8. Limitation of Liability

SpentAI is provided “as is” without guarantees or warranties. To the maximum extent permitted by law, SpentAI and its creator are not responsible for any financial losses, damages, or issues resulting from the use of the service.

9. Termination

Access to SpentAI may be suspended or terminated if users violate these terms or misuse the platform. Users may stop using the service at any time.

10. Changes to Terms

These Terms of Service may be updated as the application evolves. Updates will be published on this page, and continued use of SpentAI indicates acceptance of the revised terms.

11. Contact

For questions regarding these Terms of Service, please contact:

Shamoon Ibrahim Rasheed
Creator of SpentAI
SpeeLabs

By using SpentAI, you agree to these Terms of Service.